BANK FRAUD - Re: Baha'i technique of loan application

[Baha'i Censorship - See Website]

Henry,

Thank you for your explanation of how fraudulent loans
are obtained by the nsa and uhj. It almost takes one's breath
away! It makes me recall that the nsa dumped the nursing
home in Wilmette, apparently thinking it was NOT worth
a genuine loan and human resources to sustain!

Best,
--
Frederick Glaysher
The Baha'i Faith & Religious Freedom of Conscience
http://www.fglaysher.com/bahaicensorship/

Despite the decreased number of enrollments by 60% in 7 years, the US
NSA is able to obtain loans from US Banks with increased regularity.
In a non-profit world, the Baha'i organization has to show the
1) Number of adherents -which has been padded by 2-4 times.
2) Number of contributers (even if they pay one cent they are counted)
3) Total contribution -this is the IRS filing and does included the
"padded" loans from wealthy Iranian Baha'is
4) Real Estate- recall all those beautifications called "Kingdom
Project". These improvements increase the value of the real estate
while also taking a deduction and a depreciation- double whammy!!! Good
for the NSA pocketbook.
5) Publishing Trust value- books written by Baha'is- really "good will
value". Has anybody read some of those Baha'i books written by
individuals? I will cite one by Bahiyyih Nakhjavani- it is a piece of
generous trash.
6) Collateral cosigners- such as Amanat-Banani-Sabet-Khojasteh-Hojabr
Yazdani
1) NSA applies for a loan
2) NSA Provides the number of contributers- now, recall how Baha'i UHJ
claims that universal participation is important- even if one gives
$1.00?
3) Thus everyone is counted, even if they hardly contributed.
4) The total amount of contribution: here, the balance is padded by
contributions (actually false loans) from Habib Sabet- Khojasteh-
Amanat- Banani- and many other wealthy Baha'is.
5) Once the loan is obtained from the US Bank, then the " paddedd
loans" from the wealthy Baha'is are quietly returned .
6) It is no surprise then to see a deficits of 2-3 millions dollars by
April of each year- disappear due to "sacrificial givings".
7) The giving is really a padded loan from those rich Iranian Baha'i
Refugees in US-Canada-Australia-Brazil-United Arab Emirates- and even
Iran.
This is in summary the Baha'i technique of "padding" the number of
contributers and "padding" the amount of contributions.
This technique is used very frequently by the NSA- UHJ. It is very
difficult to pierce as the number of contributers plus contributions
can not be entirely audited.
Recall how the Canada NSA has a huge deficit but in their Tax filing,
the Canada NSA has a surplus of several million dollars.
Link: http://www.geocities.com/molonelaveh/faq.html
---------------------------------------------------
There you have it- dear TRB readers.
I agree with Dr. Maneck in the first part of her response. In the
second part, you can see how the "padding" is done in order to extract
the maximum loan amount from the US Bank.
Henry

That is an excellent point.
When the US NSA must obtain loans- then the number of followers

would be great to inflate.

Non-profit organizations have ways to get their loans approved.

Banks look at numbers of contributers and amounts of contributions.
They couldn't care less what the membership is if they don't

contribute.

[a***@yahoo.com]

One correction= contributors (I made a spelling error)

On the issue of the Home for the Aged- it was closed due to its money
losing venture. In addition, it was a huge liability when the US NSA
tried to obtain loans. So, in Baha'i parlance, it was "good ridance".

Now, you recall that nursing homes in the US operate generally with a
huge profit- simply by billing their services to US- Medicare.

I am baffled that the omniscient-omnipotent- humanity loving US NSA and
its leader Robert Henderson were not able to find one competent Baha'i
to manage the nursing home and make a profit.

This worries me- as such an easy money making venture- was poorly run.

What else is poorly run in the Baha'i financial world? Well, all those
contributions are padded at will- and as in the New Mexico lawsuit and
the Phoenix embezzlement fiasco- the NSA of US basically tries to cover
up the audits.

Recall how well the NSA of US tried to run the Baha'i Travel Agency
back in 1992? Well, it ended up with a deficit of USD 1 million
dollars. This loss was covered up by the US NSA.

In the first place, what business does a non-profit Baha'i NSA have to
run a travel agency?

Do you know of the Vatican running their own airlines? Or the Muslims
having airlines approved by Muhammad? Or Jesus and Moses having their
own airlines and travel agencies?
So, the Baha'is throughout the world run businesses very poorly- partly
due to their Iranian background of "ZERANGI"- refer to the 1996 US NSA
publication regarding Iranian Baha'is- "ability to circumvent the laws-
as a sign of status and intelligence".

Yes, Iranian Baha'is make money throuh their connection with the boss :
UHJ. For example, when marble was quarried from Italy- it was done by a
Baha'i subsidiary. All those marvelous buildings in Haifa, Israel made
great amount of money for Iranian Baha'is who had direct supplier
connection with the UHJ.

These include suppliers of heavy equipment (Sabet), marble from Italy,
architectural designs (Amanat and Sahba), landscaping ,
electrical-sewer-ventilation-water-security, computers- IT,
advertisement,
photography, maintenance, funding through loans from wealthy Iranian
Baha'is in United Arab Emirates-Iran-Australia (Sunland Corporation).

Finally, many of UHJ-NSA investments in stocks are done by insiders-
such as the son of UHJ member Fatheazam. His son runs a company in
Chicago by the name of Vector Research.
-----------------------------------------------------------------------------------
SHAHAB FATHEAZAM
Managing Director

Shahab Fatheazam has over 25 years of investment banking experience
working in the healthcare and life sciences industries. From 1994 to
1999, Mr. Fatheazam was a Managing Director of Vector Securities
International, Inc. and joined the Prudential Vector Healthcare Group
in 1999 through the acquisition of Vector Securities by Prudential
Securities. Prior to Vector Securities, he spent 12 years in the
International Corporate Finance and Capital Markets Group at Kidder,
Peabody and four years at PaineWebber where he was a Managing Director
and Co-Head of PaineWebber Development Corporation. Mr. Fatheazam holds
an MBA from Columbia University in New York, and a BA and an MA in
history and anthropology from Cambridge University in England. Mr.
Fatheazam serves on the Boards of AcryMed, Inc., Artielle Immuno
Therapeutics, Inc., and Virogenomics, Inc.

Link: http://www.vectorsec.com/aboutvbase3.html

------------------------------------------------------------------------------------------------------------------------------

So as you can see, there are a lot of people in the Baha'i faith making
money off the non-profit status of the UHJ-US NSA.

Henry

[Sufi Bahá'í]

Maybe the USNSA was trying to run the home for the elderly honestly,
instead of overbilling as is typical of most nursing homes.

The travel agency that was set up was an attempt to make travel easier
for the 37,000 attending the 2nd World Congress. Travel Agencies for
such things are not unusual. If I were a muslim seeking to go on
pilgrimmage I'd deal with a muslim pilgrimmage travel agency, are you
suggesting that non-muslims should arrange muslim pilgrimmages instead?

And speaking of Mecca, the Saudi's dumped billions into refurbishing
Mecca. How much of that money went into non-muslim hands directly?
Zero, zilch, nada. All the work was done by muslim agencies, including
a familliar name "The Bin Laden Construction Company." One of the
officer's of the Bin Laden COnstruction company bears the name Osama.
Osama used some of those funds to bring down the World Trade Centre, so
by your own logic Islam used the money made from rebuilding Mecca to
kill three thousand people...

Hmmm... All Sunland ever did was build the biggest building in the
SOuthern Hemisphere. So there you go. Baha'is build skyscrapers with
their money, Muslims knock them down....

[a***@yahoo.com]

Dear Baha'i friend:

You must be careful of putting down Muslims- you as a baha'i who would
preach tolerance- SHOW NONE AT ALL.

First of all, I can not speak on behalf of Muslims- you need to ask
them. But you are generalizing that Muslims bring buildings down- what
kind of racist fanatical idea is this? You are an Iranian Baha'i Sufi
(based on the kind of grammatical mistakes you are making). Why do you
generalize the evil doings of a few Mislims?

May be it is the facts that Baha'is tend to dislike Muslims- after all
isn't true that Baha'is state that the Jews suffered retributions from
God for two centuries for crucifying my Lord Jesus Christ?

Now, Baha'is openly state that Muslims will suffer the same fate for
executing the Bab? So, you are already engrained with the idea of
racism. How will the world believe in your ideologies when you openly
criticize ALL MUSLIMS.

Coming from a Christian background, I am taken back by your racist
comments as you are an Iranian Baha'i. Do your own math! The Baha'is in
Iran defrauded the Islamic government of billions of dollars. Should
the Muslims who have suffered sit on the sideline and continue feeding
you as a Bah'i pauper?

Now, Iranian baha'is are the ones who use "ZERANGI" to defraud world
government. This is part of your culture- your Iranian Baha'i heritage
to defraud.

Refer to the article by the US NSA that I posted yesterday on this
issue.

"Laissez les morts enterer les morts"
"Bezar Baha'i mordeh Zereh khak bereh"

Henry

Post by Sufi Bahá'í
Maybe the USNSA was trying to run the home for the elderly honestly,
instead of overbilling as is typical of most nursing homes.
The travel agency that was set up was an attempt to make travel easier
for the 37,000 attending the 2nd World Congress. Travel Agencies for
such things are not unusual. If I were a muslim seeking to go on
pilgrimmage I'd deal with a muslim pilgrimmage travel agency, are you
suggesting that non-muslims should arrange muslim pilgrimmages

instead?

Post by Sufi Bahá'í
And speaking of Mecca, the Saudi's dumped billions into refurbishing
Mecca. How much of that money went into non-muslim hands directly?
Zero, zilch, nada. All the work was done by muslim agencies,

including

Post by Sufi Bahá'í
a familliar name "The Bin Laden Construction Company." One of the
officer's of the Bin Laden COnstruction company bears the name Osama.
Osama used some of those funds to bring down the World Trade Centre, so
by your own logic Islam used the money made from rebuilding Mecca to
kill three thousand people...
Hmmm... All Sunland ever did was build the biggest building in the
SOuthern Hemisphere. So there you go. Baha'is build skyscrapers with
their money, Muslims knock them down....

[Finnegan's Wake]

Post by Sufi Bahá'í
Maybe the USNSA was trying to run the home for the elderly honestly,
instead of overbilling as is typical of most nursing homes.

I thought the story was that the building needed extensive and expensive
repair and upgrading .... but the money to do that was neded for more urgent
purposes, namely the ARC.

Post by Sufi Bahá'í
The travel agency that was set up was an attempt to make travel easier
for the 37,000 attending the 2nd World Congress. Travel Agencies for
such things are not unusual. If I were a muslim seeking to go on
pilgrimmage I'd deal with a muslim pilgrimmage travel agency, are you
suggesting that non-muslims should arrange muslim pilgrimmages instead?

Indeed ... but isn't there a tape somewhere detailing certain nefarious
sales promotional activities?

[s***@jam.rr.com]

Post by Sufi Bahá'í
The travel agency that was set up was an attempt to make travel easier
for the 37,000 attending the 2nd World Congress.

Dear Sufi,

The NSA never set up a travel agency. It's too bad they didn't. They
hired an existing one to manage the World Congress and it turned out
they were crooked. The NSA ended up losing their shirt that year.

warmest, Susan

[Finnegan's Wake]

Post by Sufi Bahá'í

Post by Sufi Bahá'í
The travel agency that was set up was an attempt to make travel

easier

Post by Sufi Bahá'í
for the 37,000 attending the 2nd World Congress.

Dear Sufi,
The NSA never set up a travel agency. It's too bad they didn't. They
hired an existing one to manage the World Congress and it turned out
they were crooked. The NSA ended up losing their shirt that year.

My heart bleeds! But since I'm wearing a blue shirt ... it doesn't show!

[s***@jam.rr.com]

Post by Baha'i Censorship - See Website
Henry,
Thank you for your explanation of how fraudulent loans
are obtained by the nsa and uhj.

Belinda has not information whatsoever about any loans our NSA might
have. He is simply presenting speculation as fact.

[a***@yahoo.com]

Dr. Maneck:

Again you are proving yourself wrong- let me have individual conscience
without your Baha'i CULT controlling my words and my mind.

Secondly, you are a history adjunct teacher at some remote establish.

YOU KNOW everything about your little domain-but hardly anything on
other issues.

At times, you have replaced your one eye monster- DJALLAL as the
omniscient-omnipotent.

Are you OK? You are garbbled and delusional again.

What I write about non-profit organization is fact- you are only told
piecemeal info through the Baha'i political arm- The Wilmette
Institute.

Tell Robert Stockman- unemployed psychologist Manoucher Derakhshani-
and David Rouleau to give you accurate information.

Henry

Post by s***@jam.rr.com

Post by Baha'i Censorship - See Website
Henry,
Thank you for your explanation of how fraudulent loans
are obtained by the nsa and uhj.

Belinda has not information whatsoever about any loans our NSA might
have. He is simply presenting speculation as fact.

[s***@jam.rr.com]

Post by a***@yahoo.com
Again you are proving yourself wrong- let me have individual

conscience

Post by a***@yahoo.com
without your Baha'i CULT controlling my words and my mind.
Secondly, you are a history adjunct teacher at some remote establish.

So your 'individual conscience' allows you to tell lies? I am not an
adjunct and have not been one for the last 15 years.

Post by a***@yahoo.com
What I write about non-profit organization is fact-

Since you tell lies about me, why would anyone believe what you say
about them?

[Baha'i Censorship - See Website]

Dear non-bahai observer,


For further background on Susan Maneck, see
uhj's reliance on injustice, oppression, and tyranny;
Maneck's "get over it" > I.e., the injustice of the
fundamentalist administration:
http://www.fglaysher.com/bahaicensorship/Maneck9.htm

Susan Maneck, Baha'i scholar:
http://www.fglaysher.com/bahaicensorship/Maneck8.htm

"In short, she has lied and made misleading statements about
me in the past and this recent statement of hers is just
another example of her lack of honesty." Steven Scholl
http://www.fglaysher.com/bahaicensorship/Scholl4.htm


"...she has behaved toward me in an academic setting
with dishonesty and deceit in such a way as deprives her
of the right to debate me publicly. She spied on me and
lied about it. She betrayed confidences in such a way as
to cause her academic colleagues to demand and get her
resignation from a position she had held." Prof. Juan Cole
http://www.fglaysher.com/bahaicensorship/Cole20.htm

Juan Cole, February 13, 1999:
"It is a very, very, very weird religion. And if anyone is reading
Susan Maneck's absolutely bone-chilling screeds on the
desirability of Heresy Trials and carefulness in Shunning,
they are seeing what it is like at the core of the religion."

"I really am sorry for them and her, since they seem sort of filled with
hate and quite paranoid, yet say they are preaching love, unity and
tolerance. Susan will say, 'may your abdomen be split by lightning
and your guts fall out you filthy heretic whom I wish I could just have
shunned and buried', and then she'll sign herself "warmest" and
slander a university by adding it to her sig line. As if what she is
about has anything at all to do with *universities*!"



"Isn't it sort of suspicious that she shows up at AOL
backbiting me so assiduously on a forum where I am not
even present? ... Is the only way to stay a Baha'i
to capitulate morally in this way?" Prof. Juan Cole
http://www.fglaysher.com/bahaicensorship/Cole19.htm


"As for Maneck's relationship to the Baha'i authorities,
she has herself boasted to common friends of ours of
corresponding with House members about how to 'deal with
Cole', and she served as a spy on an academic editorial
committee for counselor Ghadirian, passing over to him
detailed reports on confidential discussions, one of
which she accidentally sharedwith an editor. And now
she wishes to make my revelation of this role itself
a reason for which *I* should be thought delusional?"
Prof. Juan Cole
http://www.fglaysher.com/bahaicensorship/Cole74.htm

Further details on Baha'i scholar Susan Maneck at
http://www.fglaysher.com/bahaicensorship/Maneck1.htm

See her slandering other views as garbage:
http://www.fglaysher.com/bahaicensorship/Maneck3.htm

See her slandering other views as litter:
http://www.fglaysher.com/bahaicensorship/Maneck7.htm

See also messages related to her abuse of AOL :
http://www.fglaysher.com/bahaicensorship/AOL.htm

http://www.fglaysher.com/bahaicensorship/AOLcensorship.htm

Bahai institutions DRIVING people out - Maneck's "get over it" 9/17/03
http://www.fglaysher.com/bahaicensorship/Maneck9.htm

[Ian: [e-mail]]

Something Susan is very very good at.

Post by s***@jam.rr.com

Post by Baha'i Censorship - See Website
Henry,
Thank you for your explanation of how fraudulent loans
are obtained by the nsa and uhj.

Belinda has not information whatsoever about any loans our NSA might
have. He is simply presenting speculation as fact.

[e***@gmail.com]

Post by Baha'i Censorship - See Website
Henry,
Thank you for your explanation of how fraudulent loans
are obtained by the nsa and uhj. It almost takes one's breath
away! It makes me recall that the nsa dumped the nursing
home in Wilmette, apparently thinking it was NOT worth
a genuine loan and human resources to sustain!
Best,
--
Frederick Glaysher
The Baha'i Faith & Religious Freedom of Conscience
http://www.fglaysher.com/bahaicensorship/

Despite the decreased number of enrollments by 60% in 7 years, the US
NSA is able to obtain loans from US Banks with increased regularity.
In a non-profit world, the Baha'i organization has to show the
1) Number of adherents -which has been padded by 2-4 times.
2) Number of contributers (even if they pay one cent they are counted)
3) Total contribution -this is the IRS filing and does included the
"padded" loans from wealthy Iranian Baha'is
4) Real Estate- recall all those beautifications called "Kingdom
Project". These improvements increase the value of the real estate
while also taking a deduction and a depreciation- double whammy!!! Good
for the NSA pocketbook.
5) Publishing Trust value- books written by Baha'is- really "good will
value". Has anybody read some of those Baha'i books written by
individuals? I will cite one by Bahiyyih Nakhjavani- it is a piece of
generous trash.
6) Collateral cosigners- such as Amanat-Banani-Sabet-Khojasteh-Hojabr
Yazdani
1) NSA applies for a loan
2) NSA Provides the number of contributers- now, recall how Baha'i UHJ
claims that universal participation is important- even if one gives
$1.00?
3) Thus everyone is counted, even if they hardly contributed.
4) The total amount of contribution: here, the balance is padded by
contributions (actually false loans) from Habib Sabet- Khojasteh-
Amanat- Banani- and many other wealthy Baha'is.
5) Once the loan is obtained from the US Bank, then the " paddedd
loans" from the wealthy Baha'is are quietly returned .
6) It is no surprise then to see a deficits of 2-3 millions dollars by
April of each year- disappear due to "sacrificial givings".
7) The giving is really a padded loan from those rich Iranian Baha'i
Refugees in US-Canada-Australia-Brazil-United Arab Emirates- and even
Iran.
This is in summary the Baha'i technique of "padding" the number of
contributers and "padding" the amount of contributions.
This technique is used very frequently by the NSA- UHJ. It is very
difficult to pierce as the number of contributers plus contributions
can not be entirely audited.
Recall how the Canada NSA has a huge deficit but in their Tax filing,
the Canada NSA has a surplus of several million dollars.
Link: http://www.geocities.com/molonelaveh/faq.html
---------------------------------------------------
There you have it- dear TRB readers.
I agree with Dr. Maneck in the first part of her response. In the
second part, you can see how the "padding" is done in order to extract
the maximum loan amount from the US Bank.
Henry

That is an excellent point.
When the US NSA must obtain loans- then the number of followers

would be great to inflate.

Non-profit organizations have ways to get their loans approved.

Banks look at numbers of contributers and amounts of contributions.
They couldn't care less what the membership is if they don't

contribute.

Why would anyone borrow money from rich Baha'is to secure a bank loan and then "quietly" repay the Baha'i loans. That seems like one is searching for some point and failing to make it. Most Baha'is know that the Faith borrows money at times during the year if expenses over run contributions. It is also a known fact that when the chips are down, wealthy Baha'is have come through with extraordinary gifts. Is this somehow offensive to you? Didn't your mother ever tell you that if you have nothing good to say, don't say anything?